Consumer Financial Products & Services
Your legal rights concerning financial services and products.
Financial services and products include:
Loans -
Mortgage - refinancing, home equity, reverse mortgage
Payday loan - title loans
Student loan - private
Vehicle loan or lease
Credit cards or prepaid cards
Services -
Bank account or service - "opt-in" overdraft protection
Debt collection
Credit reporting - incorrect information
Money transfer & virtual currency
other financial services
The Consumer Financial Protection Bureau (CFPB)
The CFPB supervises banks and other companies that sell financial products and services and enforces federal consumer financial laws. These companies that sell consumer financial products are regulated by many federal laws such as the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, and Real Estate Settlement Procedures Act.
Filing a complaint
The CFPB is the primary enforcement agency for these laws. If you think a consumer financial product you have purchased might be outside of the law you can file a complaint with the CFPB online, or call 855-411-2372.
Try Also Reading…
The Consumer Protection Act
The Consumer Protection & Antitrust Bureau
Preventive Measures
Unfair or deceptive business practices
Resources
Date: May, 2015Author: Legal Advice & Referral Center